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NSE · SURYODAY · Banks

Suryoday Small Finance Bank Ltd.

165.68
₹1,761 Cr market cap
P/E
9.18
EPS
₹18.05
Book value
₹195.53
ROE
9.23%
ROCE
6.91%
Debt / equity
0

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

0630126018902520Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25Mar 26
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹2,520 Cr with net profit ₹152 Cr — a 6.03% net margin, versus 5.3% the period before.

Shareholding

As of 2026-06-30

22.48%
promoter holding
  • Promoter22.48%
  • Public66.7%
  • FII5.35%
  • DII5.47%

89,688 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

22.3%22.48%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

115166218

The band spans 1.89× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Banks - Private Sector · ranked #11 of 15 by market cap · medians across 10 industry peers

P/E
9.18vs 60.65 peer med
P/B
0.85vs 1.33 peer med
ROE %
9.23vs 10.56 peer med
Margin %
8.39vs 13.48 peer med
CompanyMkt capP/EP/BROEMargin
HDFC Bank Ltd.₹11,32,343 Cr55.631.9513.52%21.81%
IDBI Bank Limited₹91,793 Cr45.651.3413.43%0.32%
Federal Bank Ltd.₹88,132 Cr65.672.2911.2%14.64%
Indusind Bank Ltd.₹77,348 Cr130.111.181.35%1.92%
Yes Bank Limited₹71,595 Cr67.091.377.2%12.31%
RBL Bank Limited₹22,603 Cr92.151.365.26%6.13%
Tamilnad Mercantile Bank Ltd.₹13,948 Cr37.321.3213.67%23.69%
South Indian Bank Ltd.₹12,352 Cr30.251.0812.75%14.78%
Karnataka Bank Ltd.₹10,463 Cr25.620.799.91%14.7%
Utkarsh Small Fin Bank Limited₹2,539 Cr100.090.91-41.47%-34.06%
Suryoday Small Finance Bank Ltd.(this company)₹1,761 Cr35.40.859.23%8.39%

AI analysis

AI-generated · google/gemini-2.5-flash

Suryoday Small Finance Bank Ltd. is listed with a market capitalization of Rs 2024 Cr. The trailing twelve months (TTM) EPS stands at Rs 10.82, and the stock is trading at a PE ratio of 9.27. As of March 31, 2026, promoter holding is 22.48%.

Positives

  • +The trailing twelve months PE ratio of 9.27 is below the book value per share of Rs 181.31.
  • +Annual revenue has increased by 19.85% to Rs 2171.00 Cr in March 2025 from Rs 1808.09 Cr in March 2024.
  • +Net profit has shown a recovery, moving from a loss of Rs -93.03 Cr in March 2022 to a profit of Rs 151.97 Cr in March 2026.

Negatives

  • Promoter shareholding has decreased from 28.02% in March 2021 to 22.48% in March 2026.
  • Promoters have pledged 22.35% of their total shareholding as of March 2026.
  • Annual net profit decreased by 46.77% to Rs 114.96 Cr in March 2025 from Rs 215.96 Cr in March 2024.
  • DII holding has decreased significantly from 22.19% in December 2022 to 5.72% in March 2026.

Financial Performance

Revenue increased to Rs 2171.00 Cr in March 2025 from Rs 1808.09 Cr in March 2024. Net profit decreased to Rs 114.96 Cr in March 2025 from Rs 215.96 Cr in March 2024. EPS for March 2025 was Rs 10.75, down from Rs 20.15 in March 2024.

Profitability & Returns

The company reported a Return on Equity (ROE) of 6.2% and a Return on Capital Employed (ROCE) of 6.34%. EPS for the trailing twelve months (TTM) is Rs 10.82. Annual net profit declined by 46.77% to Rs 114.96 Cr in March 2025 from Rs 215.96 Cr in March 2024.

Balance Sheet

The book value per share is Rs 181.31. The debt-to-equity ratio is not available in the provided data.

Ownership & Pledges

Public shareholding stands at 66.57%. Total institutional holding is 10.95%. Promoters have pledged 22.35% of their shares.

Data as of — price: 2026-07-29 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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