TipHub

₹654.9

▲ +9.87 +1.53%

As of 27 Jul 2026 · delayed

NSE Listed

SBI Cards & Payment Services Ltd. (SBICARD)

Volume: 20,47,415Avg Vol 1W: 12,52,202.6Avg Vol 1M: 15,57,414.8552W Range:₹565.45₹965
NSE BSE www.sbicard.com AI Report
Key Ratios
Checked 1d ago
Market Cap₹61,448 Cr
Current Price₹654.9
Previous Close₹645.03
High / Low (52w)₹965 / ₹565.45
Volume20,47,415
Avg Vol (1W)12,52,202.6
Avg Vol (1M)15,57,414.85
Stock P/E28.36
Book Value₹165.25
Dividend Yield40%
ROE13.78%
ROA343%
Revenue (TTM)₹18,637 Cr
Revenue Growth—
Profit Margin11.34%
Total Debt—
Shares Outstanding95 Cr
Face Value₹10
EPS (TTM)₹22.77
P/B3.91
Debt / Equity3.28
50 DMA₹612.96
200 DMA₹740.05
Day change+1.53%
Price Chart
₹654.9▼ 20.27% · 1Y
₹938₹56870.9L
2025-07-29
2026-07-27

20-day avg volume: 15.6L shares

Pros
  • Pays a dividend yield of 40.0%.
  • Company is almost debt-free.
Cons
  • Revenue fell 26% YoY.
Quarterly Results
MetricSept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Revenue————————
EBITDA————————
Net Profit₹404 Cr₹383 Cr₹534 Cr₹556 Cr₹445 Cr₹557 Cr₹609 Cr₹664 Cr
EPS————————
Profit & Loss (Annual)
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Revenue₹5,370 Cr₹7,287 Cr₹9,752 Cr₹9,714 Cr₹11,302 Cr₹14,286 Cr₹17,484 Cr₹18,637 Cr
EBITDA₹923 Cr₹1,335 Cr₹1,730 Cr₹1,324 Cr₹2,172 Cr₹3,031 Cr₹3,232 Cr₹2,581 Cr
Net Profit₹604 Cr₹865 Cr₹1,245 Cr₹985 Cr₹1,616 Cr₹2,258 Cr₹2,408 Cr₹1,916 Cr
EPS7.699.4513.2110.3817.0223.825.3720.14
Balance Sheet
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets₹15,583 Cr₹20,146 Cr₹25,303 Cr₹27,013 Cr₹34,648 Cr₹45,546 Cr₹58,171 Cr₹65,546 Cr
Total Liabilities₹13,226 Cr₹16,558 Cr₹19,962 Cr₹20,711 Cr₹26,896 Cr₹35,716 Cr₹46,087 Cr₹51,764 Cr
Equity₹2,357 Cr₹3,588 Cr₹5,341 Cr₹6,302 Cr₹7,753 Cr₹9,830 Cr₹12,084 Cr₹13,782 Cr
Total Debt————————
Cash Flow
MetricMar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Operating₹2,271 Cr₹-2,993 Cr₹-4,322 Cr₹-2,113 Cr₹1,766 Cr
Investing₹-997 Cr₹-538 Cr₹-921 Cr₹-1,255 Cr₹-2,491 Cr
Financing₹432 Cr₹5,045 Cr₹7,824 Cr₹8,401 Cr₹4,687 Cr
Free Cash Flow₹2,271 Cr₹-2,993 Cr₹-4,322 Cr₹-2,113 Cr₹1,766 Cr
Shareholding
Promoter 68.86% Institutions 27.11% Public 4.03%
Efficiency & Working Capital
ROCE10.4%
Interest Coverage1.8
Dividend Payout—
Debtor Days5 d
Inventory Days0 d
Payable Days32 d
Cash Conversion Cycle-27 d
Working Capital Days5 d
Shareholding Details

As of 2026-06-30

Promoter68.9%
FII9%
DII18.1%
Institutions27.1%
Public4%
Promoter Pledge0%
No. of Shareholders7,29,862
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters68.9%68.8%68.6%68.6%68.6%68.6%68.6%68.6%68.6%68.6%68.9%68.9%
FIIs9.1%9.4%8.6%8.7%9.2%9.5%9.9%10.2%10.1%10.1%9.5%9%
DIIs17.3%16.3%16.7%16.5%16.8%16.5%17.2%17.5%17.8%17.8%18.1%18.1%
Public4.7%5.6%6.1%6.1%5.5%5.4%4.3%3.7%3.6%3.4%3.4%4%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders9,61,29610,28,67310,36,63210,19,1179,48,9169,37,2708,47,6727,74,6427,50,7867,18,3427,05,5977,29,862
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202503————
Major Shareholders (>1%)
NameCategoryStakeShares
State Bank Of IndiaShareholding of Promoter and Promoter Group68.6%65.26 Cr
Icici Prudential Large & Mid Cap FundPublic Shareholding7.1%6.75 Cr
Life Insurance Corporation Of India - P & Gs FundPublic Shareholding6.1%5.81 Cr
Nippon Life India Trustee Ltd-a/c Nippon India Multi Cap FundPublic Shareholding2.4%2.26 Cr
Government Pension Fund GlobalPublic Shareholding1.3%1.23 Cr
Sbi Life Insurance Company LimitedShareholding of Promoter and Promoter Group0.3%26,50,319
Sbi General Insurance Company LimitedShareholding of Promoter and Promoter Group0%0
Arunachal Pradesh Rural BankShareholding of Promoter and Promoter Group0%0
C-edge Technologies LimitedShareholding of Promoter and Promoter Group0%0
Chhattisgarh Gramin BankShareholding of Promoter and Promoter Group0%0
Jharkhand Gramin BankShareholding of Promoter and Promoter Group0%0
Meghalaya Rural BankShareholding of Promoter and Promoter Group0%0
Mizoram Rural BankShareholding of Promoter and Promoter Group0%0
Nagaland Rural BankShareholding of Promoter and Promoter Group0%0
Oman India Joint Investment Fund Management Company Private LimitedShareholding of Promoter and Promoter Group0%0
Oman India Joint Investment Fund - Trustee Company Private LimitedShareholding of Promoter and Promoter Group0%0
Rajasthan Gramin BankShareholding of Promoter and Promoter Group0%0
Sbicap Securities LimitedShareholding of Promoter and Promoter Group0%0
Sbicap Trustee Company LimitedShareholding of Promoter and Promoter Group0%0
Sbi Capital Markets LimitedShareholding of Promoter and Promoter Group0%0
Sbi Ventures Limited (formerly Known As Sbicap Ventures Limited)Shareholding of Promoter and Promoter Group0%0
Sbi Dfhi LimitedShareholding of Promoter and Promoter Group0%0
Sbi FoundationShareholding of Promoter and Promoter Group0%0
Sbi Funds Management LimitedShareholding of Promoter and Promoter Group0%0
Sbi Funds Management (international) Private LimitedShareholding of Promoter and Promoter Group0%0
Board of Directors
NameDesignationYear
Rajendra Kumar sarafIndependent Director2025
Shriniwas Yeshwant JoshiIndependent Director2025
Ashwini Kumar TewariNominee2025
Challa Sreenivasulu SettyChairman (Non-Executive)2025
Salila PantleManaging Director & Chief Executive Officer2025
Payal Mittal Chhabra.Company Sec. & Compli. Officer2025
Anuradha RaoAdditional Independent Director2025
PARVATHY VAIRAVASUNDARAMAdditional Independent Director2025
Segments — Product
SegmentRevenueShare
Credit cards₹0 Cr—
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2025₹101,500951951
Corporate Actions
TypeDateValueRemark
forthcoming2026-07-24Board Meetings—
dividend2026-03-11₹2.5 (25%)Interim
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
202562000901,14,381
202552000201,12,382
202510000701,999
Insider / Designated-Person Trades

30 recent disclosure(s)

Pushpendra SinghDisposal · 5,000
Pushpendra SinghRevoke · 5,000
Rajesh CDisposal · 1,400
Rajesh CRevoke · 1,400
Manish DewanDisposal · 3,310
Manish DewanRevoke · 3,310
Substantial Acquisitions (SAST)

3 disclosure(s)

Market25/04/2024 · 18,04,086
Market09/02/2024 · 3,01,084
Market21/09/2021 · 3,20,00,000
Company Information
Incorporated1998
ChairmanChalla Sreenivasulu Setty
AuditorS P Chopra & Co/V K Dhingra & Co
Investor Email[email protected]
🌐 www.sbicard.com ↗

📍 Unit 401&402 4th Floor E-1,2,3, Netaji Subhash Place Wazirpur, New Delhi, Delhi, 110034

Technical AnalysisPremium

Technical analysis (Premium)

Log in to see RSI, MACD, moving averages, oscillators and pivot levels for this stock.

Log inSign up free

More stocks

Sawaliya Food Products LimitedSayaji Hotels Ltd.SBC Exports LimitedShivalik Bimetal Controls Ltd.SBFC Finance LimitedSuratwwala Business Group Ltd.SBI Funds Management Ltd.SBI Life Insurance Company Ltd.State Bank of IndiaScan Steels Ltd.Schaeffler India LimitedS Chand And Company Ltd.All “S” stocks →

Prices are delayed/indicative; pros & cons are AI generated. Informational only — not investment advice. ← Back to search