TipHub

₹1,056.3

▼ -13.05 -1.22%

As of 27 Jul 2026 · delayed

NSE Listed

PNB Housing Finance Ltd. (PNBHOUSING)

Volume: 9,37,828Avg Vol 1W: 5,88,996Avg Vol 1M: 9,05,997.7552W Range:₹729.6₹1,132.7
NSE BSE www.pnbhousing.com
Key Ratios
Checked 2d ago
Market Cap₹27,570 Cr
Current Price₹1,056.3
Previous Close₹1,069.35
High / Low (52w)₹1,132.7 / ₹729.6
Volume9,37,828
Avg Vol (1W)5,88,996
Avg Vol (1M)9,05,997.75
Stock P/E11.76
Book Value₹647.62
Dividend Yield—
ROE12.3%
ROA—
Revenue (TTM)₹7,692 Cr
Revenue Growth—
Profit Margin—
Total Debt₹35,555 Cr
Shares Outstanding—
Face Value₹10
EPS (TTM)₹74.98
P/B1.36
Debt / Equity3.69
50 DMA₹1,048
200 DMA₹938.7
Day change-1.22%
Price Chart
₹1,056.3▲ 4.97% · 1Y
₹1122₹7513.3Cr
2025-07-29
2026-07-27

20-day avg volume: 9.1L shares

Pros
  • Company is almost debt-free.
  • Revenue grew 11% YoY.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue————————
EBITDA————————
Net Profit₹433 Cr₹470 Cr₹483 Cr₹550 Cr₹534 Cr₹582 Cr₹520 Cr₹656 Cr
EPS————————
Profit & Loss (Annual)
MetricSept 2024Dec 2024Mar 2025Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue——₹7,692 Cr—————
EBITDA——₹2,486 Cr—————
Net Profit₹472 Cr₹471 Cr₹1,936 Cr₹567 Cr₹532 Cr₹626 Cr₹521 Cr₹649 Cr
EPS——74.25—————
Balance Sheet
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets₹63,014 Cr₹83,869 Cr₹78,930 Cr₹71,392 Cr₹65,730 Cr₹66,874 Cr₹72,405 Cr₹82,520 Cr
Total Liabilities₹56,447 Cr₹76,325 Cr₹70,932 Cr₹62,469 Cr₹55,858 Cr₹55,860 Cr₹57,430 Cr₹65,657 Cr
Equity₹6,567 Cr₹7,544 Cr₹7,998 Cr₹8,923 Cr₹9,872 Cr₹11,014 Cr₹14,974 Cr₹16,863 Cr
Total Debt————————
Cash Flow
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Operating₹-15,190 Cr₹-16,046 Cr₹9,273 Cr₹7,087 Cr₹11,018 Cr₹2,419 Cr₹-123 Cr₹-3,185 Cr
Investing₹-50 Cr₹-54 Cr₹-63 Cr₹-6 Cr₹-1,475 Cr₹176 Cr₹-1,186 Cr₹757 Cr
Financing₹18,464 Cr₹17,888 Cr₹-4,386 Cr₹-8,332 Cr₹-6,732 Cr₹301 Cr₹4,179 Cr₹7,404 Cr
Free Cash Flow₹-15,190 Cr₹-16,046 Cr₹9,273 Cr₹7,087 Cr₹11,018 Cr₹2,419 Cr₹-123 Cr₹-3,185 Cr
Shareholding
Promoter 28.03% Institutions 62.53% Public 9.44%
Efficiency & Working Capital
ROCE9.5%
Interest Coverage0
Dividend Payout—
Debtor Days2 d
Inventory Days0 d
Payable Days1 d
Cash Conversion Cycle2 d
Working Capital Days2 d
Shareholding Details

As of 2026-06-30

Promoter28%
FII16.8%
DII45.7%
Institutions62.5%
Public9.4%
Promoter Pledge0%
No. of Shareholders1,71,742
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters28.1%28.1%28.1%28.1%28.1%28.1%28.1%28.1%28%28%28%28%
FIIs24.8%24.7%25%17.9%20.4%24.3%21.4%24.2%18.6%17.2%16.6%16.8%
DIIs7.7%5%6.9%10.9%22.2%26.9%29.9%38%40.7%43%44.1%45.7%
Public39.3%42.1%40%43%29.3%20.7%20.6%9.7%12.7%11.7%11.3%9.4%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders1,19,6311,24,6561,33,1771,62,9381,58,7991,83,4821,82,0701,87,5262,24,1831,99,9301,92,5121,71,742
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603————
Major Shareholders (>1%)
NameCategoryStakeShares
Punjab National BankShareholding of Promoter and Promoter Group28%7.31 Cr
Aditya Birla Sun Life Trustee Private Limited A/c - Aditya Birla Sun Life Large Cap FundPublic Shareholding3.5%90,47,618
Hsbc Mutual Fund - Hsbc Value FundPublic Shareholding3.4%87,33,545
Icici Prudential Focus Equity FundPublic Shareholding2.9%74,18,727
Sbi Life Insurance Co. LtdPublic Shareholding2.5%65,70,094
Pi Opportunities Aif V LlpPublic Shareholding2.4%62,82,163
Nippon Life India Trustee Ltd-a/c Nippon India Small Cap FundPublic Shareholding2.4%62,00,246
Hdfc Mutual Fund - Hdfc Multi Cap FundPublic Shareholding2.4%61,97,028
Franklin India Small Cap FundPublic Shareholding2.3%60,63,360
Canara Robeco Mutual Fund A/c Canara Robeco Small Cap FundPublic Shareholding2.3%58,72,162
Axis Mutual Fund Trustee Limited A/c Axis Mutual Fund A/c Axis Small Cap FundPublic Shareholding2.2%56,07,929
Dsp Small Cap FundPublic Shareholding2.1%54,26,228
Bandhan Small Cap FundPublic Shareholding1.7%44,98,468
Sundaram Mutual Fund A/c Sundaram Services FundPublic Shareholding1.1%27,55,636
Stichting Depositary Apg Emerging Markets Equity PoolPublic Shareholding1%27,17,066
Edelweiss Trusteeship Co Ltd Ac- Edelweiss Mf Ac-edelweiss Small Cap FundPublic Shareholding1%26,72,771
Assam Gramin BankShareholding of Promoter and Promoter Group0%0
Bihar Gramin BankShareholding of Promoter and Promoter Group0%0
Himachal Pradesh Gramin BankShareholding of Promoter and Promoter Group0%0
Manipur Rural BankShareholding of Promoter and Promoter Group0%0
Punjab Gramin BankShareholding of Promoter and Promoter Group0%0
Haryana Gramin BankShareholding of Promoter and Promoter Group0%0
Tripura Gramin BankShareholding of Promoter and Promoter Group0%0
West Bengal Gramin BankShareholding of Promoter and Promoter Group0%0
Pnb Metlife India Insurance Company LimitedShareholding of Promoter and Promoter Group0%0
Board of Directors
NameDesignationYear
Chandrasekaran RamakrishnanIndependent Non Exe. Director2025
Nilesh VikamseyIndependent Non Exe. Director2025
Neeraj VyasNon-Exec & Non-Independent Dir2025
T M BhasinIndependent Non Exe. Director2025
Sudarshan SenIndependent Non Exe. Director2025
Gita NayyarIndependent Non Exe. Director2025
Girish KousgiManaging Director & CEO2025
PAVAN PAL KAUSHALIndependent Non Exe. Director2025
Dilip Kumar JainNon Executive Director / Nominee2025
VEENA G KAMATCompany Sec. & Compli. Officer2025
Devendran SurendranAdditional Director2025
Ajai Kumar ShuklaManaging Director & Chief Executive Officer2025
ShreekantAdditional Director2025
Rajiv Kumar SinghAdditional Director2025
Segments — Product
SegmentRevenueShare
Loans for Construction, Houses,Flat₹0 Cr—
Segments — Geography
RegionRevenueShare
India₹395 Cr100%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹10500261261
Corporate Actions
TypeDateValueRemark
forthcoming2026-08-04Board Meetings—
forthcoming2026-07-31Dividend (8/- per share)Final
dividend2026-07-31₹8 (80%)Final
forthcoming2026-07-10Board Meetings—
dividend2025-08-01₹5 (50%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
202524800112,22710,242
202500011,8639,031
20253000236
Substantial Acquisitions (SAST)

2 disclosure(s)

Market04/08/2025 · 13,58,729
Market28/07/2025 · 2,32,216
Company Information
Incorporated1988
AuditorT R Chadha & Co LLP/C N K & Associates LLP
Investor Email[email protected]; [email protected]
🌐 www.pnbhousing.com ↗

📍 9th Floor Antrish Bhawan, 22 Kasthurba Gandhi Marg, New Delhi, New Delhi, 110001

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