TipHub

NSE · MUTHOOTCAP

Muthoot Capital Services Ltd.

221.1
₹351 Cr market cap
P/E
8.87
EPS
₹27.81
Book value
₹400.1
ROE
7.2%
ROCE
11.01%
Debt / equity
3.56

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

0147293440587Mar 18Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹476 Cr with net profit ₹46 Cr — a 9.6% net margin, versus 30.56% the period before.

Shareholding

As of 2026-06-30

63.33%
promoter holding
  • Promoter63.33%
  • Public34.41%
  • FII1.25%
  • DII1.01%

21,704 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

62.62%63.33%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

175221327

The band spans 1.87× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Credit Services · ranked #1 of 11 by market cap · medians across 2 industry peers

P/E
8.87vs 105.81 peer med
P/B
0.62vs 5.05 peer med
ROE %
7.2vs 9.75 peer med
Margin %
vs 8.42 peer med
CompanyMkt capP/EP/BROEMargin
Cholamandalam Investment & Finance Company Ltd.₹1,53,768 Cr26.745.0517.18%16.84%
Tcifinanceltd-Roll Sett₹19 Cr184.882.32%0%
Muthoot Capital Services Ltd.(this company)67.820.54

AI analysis

AI-generated · google/gemini-2.5-flash

Muthoot Capital Services Limited, incorporated in 1994 and based in Kochi, India, is a non-banking finance company operating in the Financial Services sector. The company's business activities include providing fund and non-fund based financial services such as two-wheelers, used car, secured business, used commercial vehicle loans, and loyalty loans, as well as fixed deposits and subordinated debentures. It reported a revenue of Rs 229.16 Cr and a market capitalization of Rs 354 Cr.

Positives

  • +Muthoot Capital Services Ltd. reported a high Return on Equity (ROE) of 184.63%.
  • +The company's latest profit margin was significantly high at 380.31%.
  • +Net profit showed recovery from a loss of Rs -161.94 Cr in Mar 2022 to a profit of Rs 122.66 Cr in Mar 2024.

Negatives

  • A high percentage of promoter shares, 80.53%, are pledged as of Mar 2026.
  • The company has a high debt-to-equity ratio of 3.56.
  • Revenue has fluctuated, decreasing from Rs 505.04 Cr in Mar 2021 to Rs 476.50 Cr in Mar 2025.
  • Quarterly net profit figures have been volatile, ranging from a loss of Rs -4.67 Cr to a profit of Rs 8.12 Cr between Mar 2025 and Jun 2026.

Business

Muthoot Capital Services Limited offers a range of financial products and services, catering to retail, corporate, and institutional clients. These offerings include various loan types like two-wheelers, used car, secured business, used commercial vehicle loans, and loyalty loans. Additionally, the company provides avenues for investment through fixed deposits and subordinated debentures, supported by its network of branches.

Financial Performance

The company's annual revenue has fluctuated over recent years. Revenue decreased from Rs 505.04 Cr in Mar 2021 to Rs 411.31 Cr in Mar 2022, before recovering to Rs 443.01 Cr in Mar 2023. Revenue subsequently declined to Rs 401.41 Cr in Mar 2024, then rose to Rs 476.50 Cr in Mar 2025. Net profit also varied, with a loss of Rs -161.94 Cr in Mar 2022, improving to a profit of Rs 122.66 Cr in Mar 2024, and then Rs 45.75 Cr in Mar 2025.

Profitability & Returns

Muthoot Capital Services Limited reported an impressive return on equity (ROE) of 184.63%. The company's return on capital employed (ROCE) stood at 8.34%. Its profit margin for the latest period was 380.31%, while earnings per share (EPS) was Rs 15.28. The company's PE ratio is 14.1.

Balance Sheet

The company maintains a significant debt-to-equity ratio of 3.56. The book value per share is Rs 407.61. There is no dividend yield reported for the company. These figures provide insight into the company's financial leverage and asset valuation.

Ownership & Pledges

As of Mar 2026, promoters held 63.33% of the company's shares. Public shareholding was 34.36%. Foreign Institutional Investors (FIIs) held 1.30%, while Domestic Institutional Investors (DIIs) held 1.01%. Notably, 80.53% of the promoter's holding was pledged as of Mar 2026. The number of shareholders as of Mar 2026 was 21787.

Data as of — price: 2026-07-29 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

Back to Muthoot Capital Services Ltd.share price & fundamentals