NSE · CAPITALSFB
Capital Small Fin Bank Limited
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹1,147 Cr with net profit ₹141 Cr — a 12.33% net margin, versus 13.24% the period before.
Shareholding
As of 2026-06-30
- Promoter18.29%
- Public53.65%
- FII0.59%
- DII27.47%
63,826 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.58× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Banks - Regional · ranked #1 of 22 by market cap · medians across 13 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | ₹10,32,121 Cr | 69.79 | 2.86 | 15.89% | 27.77% |
| Kotak Mahindra Bank Ltd. | ₹3,88,461 Cr | 71.66 | 2.14 | 10.58% | 27.64% |
| Axis Bank Limited | ₹3,82,039 Cr | 50.2 | 1.79 | 12.32% | 19.91% |
| Union Bank of India | ₹1,30,649 Cr | 6.33 | 0.99 | 14.33% | 19.27% |
| Punjab National Bank | ₹1,27,951 Cr | 23.05 | 0.85 | 11.4% | 14.06% |
| Bank of Baroda | ₹1,26,026 Cr | 21.72 | 0.76 | 11.74% | 14.78% |
| Indian Bank | ₹1,12,175 Cr | 35.35 | 1.4 | 14.32% | 17.34% |
| IDFC First Bank Limited | ₹73,678 Cr | 225.11 | 1.56 | 3.4% | 3.97% |
| Indian Overseas Bank | ₹65,126 Cr | 41.75 | 1.76 | 14.09% | 16.99% |
| Bank of India | ₹62,613 Cr | 20.28 | 0.7 | 11.22% | 13.63% |
| Capital Small Fin Bank Limited(this company) | — | 33.82 | 0.93 | — | — |
AI analysis
AI-generated · google/gemini-2.5-flashCapital Small Finance Bank Limited, incorporated in 1999 and headquartered in Jalandhar, India, provides a range of banking and financial products and services. The company operates through four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Its offerings include various deposit accounts, loans such as auto, housing, gold, and MSME, and insurance products. The company has a market capitalization of Rs 1367 Cr.
Positives
- +The debt-to-equity ratio is 0.00, indicating no debt.
- +Annual revenue has grown from Rs 632.40 Cr in March 2022 to Rs 1146.87 Cr in March 2026.
- +Net profit has increased from Rs 62.57 Cr in March 2022 to Rs 141.39 Cr in March 2026.
- +Promoter pledge is 0%, indicating no shares held by promoters are encumbered.
Negatives
- −Promoter shareholding decreased from 18.85% in June 2024 to 18.29% in June 2026.
- −FII shareholding decreased from 1.33% in June 2024 to 0.59% in June 2026.
Business Overview
Capital Small Finance Bank Limited provides banking and financial products and services to individuals and businesses across India. The company's operations are divided into four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Its product portfolio includes diverse deposit options like savings, current, and recurring deposits, as well as a variety of loan products including housing, auto, gold, and MSME loans. Additionally, the bank offers insurance products, money transfer services, bill payment facilities, and NRI banking services.
Financial Performance
The company reported a revenue of Rs 487.57 Cr. Annual revenue has consistently grown from Rs 632.40 Cr in March 2022 to Rs 1146.87 Cr in March 2026. Net Profit also increased steadily from Rs 62.57 Cr in March 2022 to Rs 141.39 Cr in March 2026. The company recorded an EPS of Rs 31.09 in March 2026, up from Rs 18.22 in March 2022.
Profitability & Returns
Capital Small Finance Bank Limited achieved a profit margin of 13.48%. The company's Return on Equity (ROE) stands at 9.68%, and its Return on Capital Employed (ROCE) is 6.39%. Earnings per share (EPS) for the latest reported period is Rs 31.10. Annual EPS has shown growth, increasing from Rs 18.22 in March 2022 to Rs 31.09 in March 2026.
Balance Sheet
The debt-to-equity ratio of the company is 0.00, indicating no debt. The book value per share is Rs 321.36. This suggests a strong financial position with no reliance on external borrowings for its operations. This low debt-to-equity ratio is a positive indicator for financial stability.
Ownership & Pledges
As of June 30, 2026, public shareholding in the company was 53.65%, while promoter holding stood at 18.29%. Institutional investors, including DIIs and FIIs, held 28.06% of the shares. Specifically, DIIs held 27.47% and FIIs held 0.59%. There are no promoter pledges reported, indicating that no shares held by promoters are encumbered.
Data as of — price: 2026-07-29 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.
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