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NSE · BANKINDIA · Financial Services

Bank of India

137.65
₹66,287 Cr market cap
P/E
6.06
EPS
₹6.78
Book value
₹197.56
ROE
11.22%
ROCE
5.41%
Debt / equity

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

021412428256423785650Mar 25Mar 25Jun 25Sep 25Dec 25Mar 26Mar 26Jun 26
Revenue (₹ Cr) Net profit (₹ Cr)

Shareholding

As of 2026-06-30

73.38%
promoter holding
  • Promoter73.38%
  • Public5.78%
  • FII6.87%
  • DII13.96%

5,95,832 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

73.38%73.38%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

109138178

The band spans 1.64× from low to high.

Risk flags

Derived from disclosed data

  • Reported zero revenue in 6 of the last 8 disclosed periods.

Peer comparison

Banks - Regional · ranked #10 of 22 by market cap · medians across 14 industry peers

P/E
6.06vs 32.74 peer med
P/B
0.73vs 1.66 peer med
ROE %
11.22vs 13.69 peer med
Margin %
13.63vs 17.64 peer med
CompanyMkt capP/EP/BROEMargin
ICICI Bank Ltd.₹10,31,261 Cr69.732.8615.89%27.77%
Kotak Mahindra Bank Ltd.₹3,88,146 Cr19.372.1411.17%28.63%
Axis Bank Limited₹3,84,216 Cr50.491.812.32%19.91%
Union Bank of India₹1,30,596 Cr23.730.9914.33%19.27%
Punjab National Bank₹1,27,664 Cr230.8713.18%16.76%
Bank of Baroda₹1,25,845 Cr21.690.7611.74%14.78%
Indian Bank₹1,11,488 Cr35.131.3914.32%17.34%
IDFC First Bank Limited₹73,230 Cr223.741.553.4%3.97%
Indian Overseas Bank₹65,068 Cr41.721.7614.09%16.99%
Bank of India(this company)₹62,667 Cr20.30.711.22%13.63%

AI analysis

AI-generated · google/gemini-2.5-flash

Bank of India Limited, incorporated in 1906 and headquartered in Mumbai, India, offers a range of banking products and services both in India and internationally. These services are categorized into Treasury, Wholesale Banking, and Retail Banking segments. The company's offerings include various deposit products, debit, credit, and prepaid cards, and different types of loans such as personal, home, vehicle, education, and business finance. Additionally, Bank of India provides services like credit and cash management, trade finance, government deposit schemes, mutual funds, and insurance products (life, health, and general). It also offers NRI services, kisan credit cards, gold loans, and various agricultural loans. The bank supports internet and mobile banking services.

Positives

  • +Revenue grew 7.61% to Rs 32322.06 Cr.
  • +The company has a negligible debt-to-equity ratio of 0.
  • +Bank of India's profit margin is 13.63%, indicating operational efficiency.
  • +Promoter holding is 73.38%, suggesting confidence in the business.

Negatives

  • Promoter holding has decreased from 83.09% in September 2018 to 73.38% in June 2026.
  • FII holding has decreased from 4.03% in December 2017 to 1.48% in September 2018.

Financial Performance

Bank of India reported a revenue of Rs 32322.06 Cr, reflecting a 7.61% growth. The net profit for the latest annual period (Mar 2026) was Rs 10306.30 Cr. The company's profit margin stands at 13.63%.

Profitability & Returns

The company's Return on Equity (ROE) is 11.22%, with a Return on Capital Employed (ROCE) of 5.42%. Earnings per share (EPS) for the latest period was Rs 23.25. The company has a PE ratio of 21.7.

Balance Sheet

Bank of India has a book value of Rs 179.97 per share. The debt-to-equity ratio is 0, indicating no debt on its books. This suggests a strong financial position with reliance on equity for funding.

Ownership & Pledges

The public shareholding stands at 5.78%. There are no promoter pledges reported.

Data as of — price: 2026-07-30 · financials: Jun 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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