NSE · BAJAJHFL
Bajaj Housing Finance Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹11,150 Cr with net profit ₹2,560 Cr — a 22.96% net margin, versus 22.64% the period before.
Shareholding
As of 2026-06-30
- Promoter86.7%
- Public11.38%
- FII0.9%
- DII1.01%
23,15,861 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 1.62× from low to high.
Risk flags
Derived from disclosed data
No flags raised by the data.
Peer comparison
Mortgage Finance · ranked #1 of 4 by market cap
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Housing Finance Ltd.(this company) | — | 108.19 | 3.2 | — | — |
AI analysis
AI-generated · google/gemini-2.5-flashBajaj Housing Finance Limited (BSE: 544252) operates in the Financial Services sector, providing housing finance services in India. The company offers financing for home purchases and renovation, loans against property, and working capital. Additionally, it finances developers for residential and commercial properties, and provides lease rental discounting. Incorporated in 2008 and headquartered in Pune, India, it is a subsidiary of Bajaj Finance Limited. The company has a market capitalisation of Rs 71,208 Cr.
Positives
- +Net profit has consistently grown from Rs 709.62 Cr in Mar 2022 to Rs 2,560.34 Cr in Mar 2026.
- +Promoter holding is high at 86.7032% as of June 30, 2026.
- +The profit margin is 23.04%, indicating efficient operations.
Negatives
- −Debt-to-equity ratio is high at 4.37.
- −Promoter shareholding has decreased from 88.7473% in March 2025 to 86.7032% in June 2026.
- −The company does not currently offer a dividend, with a dividend yield of 0%.
Business
Bajaj Housing Finance Limited provides housing finance services across India. Its offerings include finance to individuals and corporate entities for home purchases, renovations, or commercial spaces. The company also extends loans against property for business or personal needs and working capital for business expansion. Furthermore, it finances developers in residential and commercial property construction and offers lease rental discounting to developers, high-net-worth individuals, REITs, and sovereign wealth funds. The company was formerly known as Bajaj Financial Solutions Limited.
Financial Performance
For the fiscal year ending March 2026, Bajaj Housing Finance Ltd. reported a revenue of Rs 11,150.29 Cr and a net profit of Rs 2,560.34 Cr. This is an increase from the March 2025 fiscal year, where revenue stood at Rs 9,554.33 Cr and net profit at Rs 2,162.9 Cr. Over five years, the revenue has consistently grown from Rs 3,767.13 Cr in Mar 2022 to Rs 11,150.29 Cr in Mar 2026. Similarly, net profit has risen from Rs 709.62 Cr in Mar 2022 to Rs 2,560.34 Cr in Mar 2026.
Profitability & Returns
The company's Return on Equity (ROE) is 11.37%, and its Return on Capital Employed (ROCE) is 7.98%. The profit margin for Bajaj Housing Finance Ltd. stands at 23.04%. Earnings Per Share (EPS) for the latest available data is Rs 3.09. Over the past five fiscal years, EPS has grown from Rs 1.45 in Mar 2022 to Rs 3.07 in Mar 2026.
Balance Sheet
The company has a debt-to-equity ratio of 4.37. The book value per share is Rs 27.03. Bajaj Housing Finance Ltd. does not currently pay dividends, as indicated by a dividend yield of 0%.
Ownership & Pledges
Public shareholding is 11.3846%. The total institutional holding is 1.9122%. There are 2,315,861 shareholders. No shares have been pledged by the promoters.
Data as of — price: 2026-07-29 · financials: Mar 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.
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