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NSE · BAIDFIN

Baid Finserv Limited

₹10.06
₹163 Cr market cap
P/E
10.27
EPS
₹0.98
Book value
₹15.36
ROE
6.41%
ROCE
10.32%
Debt / equity
1.31

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

024.849.5974.3999.19Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25Mar 26
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹99 Cr with net profit ₹15 Cr — a 15.1% net margin, versus 16.29% the period before.

Shareholding

As of 2026-09-30

49.73%
promoter holding
  • Promoter49.73%
  • Public50.09%
  • FII0.18%

22,302 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

36.25%49.73%Mar 25Sep 26

52-week position

Where the current price sits in its yearly band

₹8.8₹10.06₹12.98

The band spans 1.48× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Credit Services · ranked #10 of 11 by market cap · medians across 10 industry peers

P/E
10.27vs 12.65 peer med
P/B
0.66vs 1.06 peer med
ROE %
6.41vs 10.67 peer med
Margin %
17.45vs 15.73 peer med
CompanyMkt capP/EP/BROEMargin
Cholamandalam Investment & Finance Company Ltd.₹1,53,066 Cr24.64.4318.02%18.06%
Indian Railway Finance Corporation Ltd.₹1,05,110 Cr14.261.7412.17%24.49%
Five-Star Business Finance Ltd.₹12,555 Cr11.241.5914.13%33.65%
Aye Finance Limited₹3,631 Cr12.531.3410.75%14.86%
Muthoot Microfin Limited₹2,624 Cr10.690.9210.66%12.36%
Laxmi India Finance Ltd.₹535 Cr9.461.1610.69%16.59%
Muthoot Capital Services Ltd.₹321 Cr12.760.473.74%3.92%
Akme Fintrade (India) Ltd.₹313 Cr6.790.669.72%27.97%
Moneyboxx Finance Limited₹274 Cr206.740.950.45%0.58%
Baid Finserv Limited(this company)₹163 Cr10.270.666.41%17.45%

AI analysis

AI-generated · google/gemini-2.5-flash

Baid Finserv Limited, listed on the Indian markets, reported a revenue of Rs 82.55 Cr and a profit margin of 15.4%. The company's market capitalization stands at Rs 157 Cr, with its shares trading between a 52-week high of Rs 13.3 and a low of Rs 8.8. Earnings per share (EPS) for the latest period were Rs 0.97. The promoter holding in the company is 47.3889%.

Positives

  • +Net profit has consistently increased year-on-year, from Rs 7.4795 Cr in Mar 2021 to Rs 13.4455 Cr in Mar 2025.
  • +Promoter holding of 47.3889% is not pledged, indicating no immediate encumbrance on promoter shares.
  • +EBITDA has shown a consistent upward trend from Rs 10.2891 Cr in Mar 2021 to Rs 18.1365 Cr in Mar 2025.

Negatives

  • −The trailing twelve months EPS is Rs 0.97, an annual decrease from Rs 1.12 in Mar 2025.
  • −The debt-to-equity ratio is 1.44, indicating a relatively high reliance on debt financing.
  • −The return on equity (ROE) is 6.43%, which might be considered moderate.
  • −No quarterly revenue figures have been disclosed since December 2024, which could impact transparency regarding recent operational performance.

Financial Performance

Baid Finserv Limited reported revenue of Rs 82.55 Cr for the latest fiscal year. The net profit increased to Rs 13.4455 Cr in Mar 2025 from Rs 12.924 Cr in Mar 2024. Earnings per share (EPS) were Rs 1.12 in Mar 2025, up from Rs 1.08 in Mar 2024. EBITDA also showed growth, reaching Rs 18.1365 Cr in Mar 2025 from Rs 18.0971 Cr in Mar 2024.

Profitability & Returns

The company's profit margin is 15.4%. Return on equity (ROE) is 6.43%, while return on capital employed (ROCE) is 10.0267%. The earnings per share (EPS) for the latest period stood at Rs 0.97.

Balance Sheet

Baid Finserv Limited has a book value per share of Rs 15.03. The debt-to-equity ratio is 1.44. The company does not have any dividend yield, which stands at 0.

Ownership & Pledges

As of June 30, 2026, the promoter holding in Baid Finserv Limited is 47.3889%. There are no shares pledged by the promoters.

Data as of — price: 2026-11-07 · financials: Mar 26 · shareholding: Sep 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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