TipHub

₹1,057.4

▼ -11.98 -1.12%

As of 27 Jul 2026 · delayed

NSE Listed

PNB Housing Finance Ltd. (PNBHOUSING)

Volume: 9,37,828Avg Vol 1W: 5,88,996Avg Vol 1M: 9,05,997.7552W Range:₹729.6₹1,132.7
NSE BSE www.pnbhousing.com
Key Ratios
Checked 1d ago
Market Cap₹27,570 Cr
Current Price₹1,057.4
Previous Close₹1,069.38
High / Low (52w)₹1,132.7 / ₹729.6
Volume9,37,828
Avg Vol (1W)5,88,996
Avg Vol (1M)9,05,997.75
Stock P/E11.76
Book Value₹647.62
Dividend Yield—
ROE12.3%
ROA—
Revenue (TTM)₹7,692 Cr
Revenue Growth—
Profit Margin—
Total Debt₹35,555 Cr
Shares Outstanding—
Face Value₹10
EPS (TTM)₹74.98
P/B1.36
Debt / Equity3.69
50 DMA₹1,048
200 DMA₹938.7
Day change-1.12%
Price Chart
₹1,057.4▲ 5.08% · 1Y
₹1122₹7513.3Cr
2025-07-29
2026-07-27

20-day avg volume: 9.1L shares

Pros
  • Company is almost debt-free.
  • Revenue grew 11% YoY.
Quarterly Results
MetricJun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue————————
EBITDA————————
Net Profit₹433 Cr₹470 Cr₹483 Cr₹550 Cr₹534 Cr₹582 Cr₹520 Cr₹656 Cr
EPS————————
Profit & Loss (Annual)
MetricSept 2024Dec 2024Mar 2025Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026
Revenue——₹7,692 Cr—————
EBITDA——₹2,486 Cr—————
Net Profit₹472 Cr₹471 Cr₹1,936 Cr₹567 Cr₹532 Cr₹626 Cr₹521 Cr₹649 Cr
EPS——74.25—————
Balance Sheet
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets₹63,014 Cr₹83,869 Cr₹78,930 Cr₹71,392 Cr₹65,730 Cr₹66,874 Cr₹72,405 Cr₹82,520 Cr
Total Liabilities₹56,447 Cr₹76,325 Cr₹70,932 Cr₹62,469 Cr₹55,858 Cr₹55,860 Cr₹57,430 Cr₹65,657 Cr
Equity₹6,567 Cr₹7,544 Cr₹7,998 Cr₹8,923 Cr₹9,872 Cr₹11,014 Cr₹14,974 Cr₹16,863 Cr
Total Debt————————
Cash Flow
MetricMar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Operating₹-15,190 Cr₹-16,046 Cr₹9,273 Cr₹7,087 Cr₹11,018 Cr₹2,419 Cr₹-123 Cr₹-3,185 Cr
Investing₹-50 Cr₹-54 Cr₹-63 Cr₹-6 Cr₹-1,475 Cr₹176 Cr₹-1,186 Cr₹757 Cr
Financing₹18,464 Cr₹17,888 Cr₹-4,386 Cr₹-8,332 Cr₹-6,732 Cr₹301 Cr₹4,179 Cr₹7,404 Cr
Free Cash Flow₹-15,190 Cr₹-16,046 Cr₹9,273 Cr₹7,087 Cr₹11,018 Cr₹2,419 Cr₹-123 Cr₹-3,185 Cr
Shareholding
Promoter 28.03% Institutions 62.53% Public 9.44%
Efficiency & Working Capital
ROCE9.5%
Interest Coverage0
Dividend Payout—
Debtor Days2 d
Inventory Days0 d
Payable Days1 d
Cash Conversion Cycle2 d
Working Capital Days2 d
Shareholding Details

As of 2026-06-30

Promoter28%
FII16.8%
DII45.7%
Institutions62.5%
Public9.4%
Promoter Pledge0%
No. of Shareholders1,71,742
Shareholding Pattern

Quarterly — figures in %. Latest 12 quarters.

PeriodSept 2023Dec 2023Mar 2024Jun 2024Sept 2024Dec 2024Mar 2025Jun 2025Sept 2025Dec 2025Mar 2026Jun 2026
Promoters28.1%28.1%28.1%28.1%28.1%28.1%28.1%28.1%28%28%28%28%
FIIs24.8%24.7%25%17.9%20.4%24.3%21.4%24.2%18.6%17.2%16.6%16.8%
DIIs7.7%5%6.9%10.9%22.2%26.9%29.9%38%40.7%43%44.1%45.7%
Public39.3%42.1%40%43%29.3%20.7%20.6%9.7%12.7%11.7%11.3%9.4%
Promoter Pledge0%0%0%0%0%0%0%0%0%0%0%0%
No. of Shareholders1,19,6311,24,6561,33,1771,62,9381,58,7991,83,4821,82,0701,87,5262,24,1831,99,9301,92,5121,71,742
Returns History (ROE / ROCE / ROA)
PeriodROEROCEROAP/E
202603————
Major Shareholders (>1%)
NameCategoryStakeShares
Punjab National BankShareholding of Promoter and Promoter Group28%7.31 Cr
Aditya Birla Sun Life Trustee Private Limited A/c - Aditya Birla Sun Life Large Cap FundPublic Shareholding3.5%90,47,618
Hsbc Mutual Fund - Hsbc Value FundPublic Shareholding3.4%87,33,545
Icici Prudential Focus Equity FundPublic Shareholding2.9%74,18,727
Sbi Life Insurance Co. LtdPublic Shareholding2.5%65,70,094
Pi Opportunities Aif V LlpPublic Shareholding2.4%62,82,163
Nippon Life India Trustee Ltd-a/c Nippon India Small Cap FundPublic Shareholding2.4%62,00,246
Hdfc Mutual Fund - Hdfc Multi Cap FundPublic Shareholding2.4%61,97,028
Franklin India Small Cap FundPublic Shareholding2.3%60,63,360
Canara Robeco Mutual Fund A/c Canara Robeco Small Cap FundPublic Shareholding2.3%58,72,162
Axis Mutual Fund Trustee Limited A/c Axis Mutual Fund A/c Axis Small Cap FundPublic Shareholding2.2%56,07,929
Dsp Small Cap FundPublic Shareholding2.1%54,26,228
Bandhan Small Cap FundPublic Shareholding1.7%44,98,468
Sundaram Mutual Fund A/c Sundaram Services FundPublic Shareholding1.1%27,55,636
Stichting Depositary Apg Emerging Markets Equity PoolPublic Shareholding1%27,17,066
Edelweiss Trusteeship Co Ltd Ac- Edelweiss Mf Ac-edelweiss Small Cap FundPublic Shareholding1%26,72,771
Assam Gramin BankShareholding of Promoter and Promoter Group0%0
Bihar Gramin BankShareholding of Promoter and Promoter Group0%0
Himachal Pradesh Gramin BankShareholding of Promoter and Promoter Group0%0
Manipur Rural BankShareholding of Promoter and Promoter Group0%0
Punjab Gramin BankShareholding of Promoter and Promoter Group0%0
Haryana Gramin BankShareholding of Promoter and Promoter Group0%0
Tripura Gramin BankShareholding of Promoter and Promoter Group0%0
West Bengal Gramin BankShareholding of Promoter and Promoter Group0%0
Pnb Metlife India Insurance Company LimitedShareholding of Promoter and Promoter Group0%0
Board of Directors
NameDesignationYear
Chandrasekaran RamakrishnanIndependent Non Exe. Director2025
Nilesh VikamseyIndependent Non Exe. Director2025
Neeraj VyasNon-Exec & Non-Independent Dir2025
T M BhasinIndependent Non Exe. Director2025
Sudarshan SenIndependent Non Exe. Director2025
Gita NayyarIndependent Non Exe. Director2025
Girish KousgiManaging Director & CEO2025
PAVAN PAL KAUSHALIndependent Non Exe. Director2025
Dilip Kumar JainNon Executive Director / Nominee2025
VEENA G KAMATCompany Sec. & Compli. Officer2025
Devendran SurendranAdditional Director2025
Ajai Kumar ShuklaManaging Director & Chief Executive Officer2025
ShreekantAdditional Director2025
Rajiv Kumar SinghAdditional Director2025
Segments — Product
SegmentRevenueShare
Loans for Construction, Houses,Flat₹0 Cr—
Segments — Geography
RegionRevenueShare
India₹395 Cr100%
Capital Structure (₹ Cr)
YearFace ValueAuthorisedIssuedPaid-up
2026₹10500261261
Corporate Actions
TypeDateValueRemark
forthcoming2026-08-04Board Meetings—
forthcoming2026-07-31Dividend (8/- per share)Final
dividend2026-07-31₹8 (80%)Final
forthcoming2026-07-10Board Meetings—
dividend2025-08-01₹5 (50%)Final
Related-Party Transactions (₹ Cr)
YearSubsidiariesAssociatesJVKMPOthersTotal
202524800112,22710,242
202500011,8639,031
20253000236
Substantial Acquisitions (SAST)

2 disclosure(s)

Market04/08/2025 · 13,58,729
Market28/07/2025 · 2,32,216
Company Information
Incorporated1988
AuditorT R Chadha & Co LLP/C N K & Associates LLP
Investor Email[email protected]; [email protected]
🌐 www.pnbhousing.com ↗

📍 9th Floor Antrish Bhawan, 22 Kasthurba Gandhi Marg, New Delhi, New Delhi, 110001

Technical AnalysisPremium

Technical analysis (Premium)

Log in to see RSI, MACD, moving averages, oscillators and pivot levels for this stock.

Log inSign up free

More stocks

Plastiblends India Ltd.Platinum Industries Ltd.Plaza Wires LimitedPaul Merchants Ltd.Punjab National BankPNB Gilts LimitedPritish Nandy Communications Ltd.PNC Infratech Ltd.P N Gadgil Jewellers Ltd.PNGS Reva Diamond Jewellery LimitedPondy Oxides & Chemicals Ltd.Poddar Pigments LimitedAll “P” stocks →

Prices are delayed/indicative; pros & cons are AI generated. Informational only — not investment advice. ← Back to search