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BSE · 530979

India Home Loan Ltd.

30.5
₹44 Cr market cap
P/E
435.71
EPS
₹0.07
Book value
₹29.02
ROE
23.25%
ROCE
8.78%
Debt / equity
1.29

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

08.2316.4724.732.94Mar 18Mar 19Mar 20Mar 21Mar 22Mar 23Mar 24Mar 25
Revenue (₹ Cr) Net profit (₹ Cr)

Latest period: revenue ₹14 Cr with net profit ₹0 Cr — a 1.99% net margin, versus -28.44% the period before.

Shareholding

As of 2026-06-30

27.06%
promoter holding
  • Promoter27.06%
  • Public72.87%
  • DII0.07%

3,783 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

38.97%27.06%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

24.830.547.54

The band spans 1.92× from low to high.

Risk flags

Derived from disclosed data

No flags raised by the data.

Peer comparison

Finance - Housing · ranked #13 of 15 by market cap · medians across 14 industry peers

P/E
435.71vs 30.12 peer med
P/B
1.05vs 0.67 peer med
ROE %
23.25vs 11.84 peer med
Margin %
60.85vs 21.87 peer med
CompanyMkt capP/EP/BROEMargin
LIC Housing Finance Ltd.₹30,443 Cr5.430.7313.53%19.43%
PNB Housing Finance Ltd.₹27,526 Cr41.971.4311.92%26.94%
Aadhar Housing Finance Limited₹21,627 Cr69.072.8614.53%29.84%
Sammaan Capital Limited₹18,825 Cr0.99-3.42%-87.49%
Aptus Value Housing Finance India Ltd.₹14,113 Cr53.992.7918.64%43.01%
Aavas Financiers Limited₹11,000 Cr60.482.1813%24.32%
India Shelter Finance Corporation Ltd.₹7,884 Cr57.242.4615.73%32.92%
Repco Home Finance Ltd.₹2,470 Cr18.270.6111.77%26.68%
GIC Housing Finance Ltd.₹799 Cr14.880.387.35%14.48%
Reliance Home Finance Ltd.₹107 Cr4.3607.65%10986.36%
India Home Loan Ltd.(this company)₹44 Cr435.711.050.23%0.61%

AI analysis

AI-generated · google/gemini-2.5-flash

India Home Loan Ltd. has a market capitalization of Rs 45 Cr. The company reported revenue of Rs 13.69 Cr. at a profit margin of 60.9%. Its book value is Rs 29.02 and it has an EPS of Rs 0.07. The 52-week high for the share price was Rs 47.54 and the 52-week low was Rs 24.8.

Positives

  • +The profit margin for the company is 60.9%.
  • +Promoter pledging is 0% of their holding.
  • +Return on Equity (ROE) is 23.3%.

Negatives

  • The trailing twelve months EPS is Rs 0.07.
  • The company's debt-to-equity ratio is 1.29.
  • Promoter holding decreased from 27.06% in Jun 2026 to no data available for prior periods, making comparison difficult.
  • Quarterly revenue figures are not available since Mar 2026, making recent financial performance difficult to assess.

Financial performance

The company's revenue declined to Rs 12.11 Cr in Mar 2024 from Rs 23.19 Cr in Mar 2023, before increasing to Rs 13.69 Cr in Mar 2025. Net profit also saw a decline from Rs 0.61 Cr in Mar 2023 to a net loss of Rs -3.44 Cr in Mar 2024, recovering to a net profit of Rs 0.27 Cr in Mar 2025.

Profitability & returns

India Home Loan Ltd. reported a Return on Equity (ROE) of 23.3% and a Return on Capital Employed (ROCE) of 8.78% based on the latest available annual figures. The company's profit margin stood at 60.9%.

Balance sheet

The company has a debt-to-equity ratio of 1.29. Its book value per share is Rs 29.02. No information on current assets or liabilities is provided in the available data.

Ownership & pledges

There are no pledged shares by the promoters. The number of shareholders is 3,783.

Data as of — price: 2026-07-30 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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