BSE · 530571
Explicit Finance Ltd.
Revenue & net profit by period
Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.
Latest period: revenue ₹7 Cr with net profit ₹-0 Cr — a -0.07% net margin, versus 0.16% the period before.
Shareholding
As of 2026-06-30
- Promoter12.09%
- Public87.91%
2,520 shareholders on record
Promoter holding trend
Each disclosed period, oldest to newest
52-week position
Where the current price sits in its yearly band
The band spans 2.58× from low to high.
Risk flags
Derived from disclosed data
- Under exchange surveillance — GSM · GSM 0. Trading may carry price bands, periodic call auction or higher margins.
Peer comparison
Finance & Investments · ranked #480 of 600 by market cap · medians across 50 industry peers
| Company | Mkt cap | P/E | P/B | ROE | Margin |
|---|---|---|---|---|---|
| Bajaj Finance Limited | ₹6,56,465 Cr | 119.95 | 5.75 | 16.68% | 23.34% |
| Life Insurance Corporation of India | ₹5,36,233 Cr | 9.33 | 3.02 | 32.53% | 10.69% |
| Bajaj Finserv Ltd. | ₹3,08,010 Cr | 121.03 | 3.95 | 12.58% | 6.58% |
| Shriram Finance Limited | ₹2,45,813 Cr | 65.05 | 2.33 | 15.21% | 22.94% |
| Jio Financial Services Ltd. | ₹1,64,735 Cr | 580.19 | 1.18 | 1.17% | 0.44% |
| Cholamandalam Investment & Finance Company Ltd. | ₹1,53,802 Cr | 93.33 | 5.05 | 17.18% | 16.84% |
| Tata Capital Limited | ₹1,53,579 Cr | 102.2 | 3.43 | 10.57% | 16.53% |
| Bajaj Holdings & Investment Ltd. | ₹1,21,855 Cr | 47.32 | 1.67 | 11.33% | 0.95% |
| Billionbrains Garage Ventures Ltd. | ₹1,21,526 Cr | 174.51 | 12.52 | 21.58% | 44.85% |
| Muthoot Finance Limited | ₹1,21,159 Cr | 36.17 | 3.1 | 27.06% | 33.93% |
| Explicit Finance Ltd.(this company) | ₹7 Cr | — | 0.89 | -11.02% | -30.58% |
AI analysis
AI-generated · google/gemini-2.5-flashExplicit Finance Ltd. is listed on the Indian markets with symbol 530571. The company has a market capitalization of Rs 7 Cr. Its book value is Rs 8.52 per share. The company reported an EPS of Rs 0, a Return on Equity (ROE) of -11.02%, and a Return on Capital Employed (ROCE) of -0.1102%. Explicit Finance recorded a profit margin of -30.58%. The 52-week high for the share price was Rs 15.94, and the 52-week low was Rs 6.18.
Positives
- +The company has a negligible debt-to-equity ratio of 0, indicating no reported debt.
Negatives
- −The company reported a negative Return on Equity (ROE) of -11.02% and Return on Capital Employed (ROCE) of -0.1102%, indicating unprofitability.
- −The profit margin is negative at -30.58%.
- −Promoter shareholding is low at 12.0937%.
- −Explicit Finance Ltd. is under GSM surveillance, categorised as 'GSM · GSM 0'.
- −Revenue decreased to Rs 6.79 Cr in Mar 2025 from Rs 9.40 Cr in Mar 2024.
Financial Performance
Explicit Finance Ltd. has experienced fluctuations in its annual revenue. Revenue increased from Rs 6.70 Cr in Mar 2021 to Rs 22.87 Cr in Mar 2023, before decreasing to Rs 6.79 Cr in Mar 2025. Net profit also varied, with the company reporting a loss of Rs 0.03 Cr in Mar 2021, and a loss of Rs 0.0047 Cr in Mar 2025. The highest reported net profit was Rs 0.0152 Cr in Mar 2024.
Profitability & Returns
The company's profitability metrics indicate negative performance with an ROE of -11.02% and a ROCE of -0.1102%. The overall profit margin stands at -30.58%. Annual EPS has fluctuated significantly, ranging from -0.3 in Mar 2022 to 0.02 in Mar 2024, and was -0.01 in Mar 2025. EBITDA also shows variability, from -0.2743 Cr in Mar 2022 to 0.0182 Cr in Mar 2024.
Balance Sheet
Explicit Finance Ltd. has a debt-to-equity ratio of 0, indicating no reported debt. The book value per share is Rs 8.52. No further details regarding equity, assets, or liabilities are available in the provided data.
Ownership & Pledges
As of June 30, 2026, the promoter holding in Explicit Finance Ltd. is 12.0937%. Public shareholding is 87.9063%. Both DII and FII holdings are 0%. There is no promoter share pledge reported (0%). The company has 2520 shareholders. Historical shareholding data for promoters and the public is not available for periods prior to June 2026 in the provided data.
Regulatory & Surveillance
Explicit Finance Ltd. is under GSM surveillance. The company is labelled as 'GSM · GSM 0', and the measure applied is 'GSM'. Specific implications for this surveillance are not detailed in the provided data, other than its categorization.
Data as of — price: 2026-07-30 · financials: Mar 25 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.
How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.