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BSE · 511243 · Finance

Cholamandalam Investment & Finance Company Ltd.

1800.95
₹1,54,087 Cr market cap
P/E
93.51
EPS
₹19.33
Book value
₹357.33
ROE
17.18%
ROCE
10.34%
Debt / equity
6.93

Revenue & net profit by period

Bars = revenue (₹ Cr) · line = net profit (₹ Cr). Straight from disclosed results.

07885157692365431539Mar 25Mar 25Jun 25Sep 25Dec 25Mar 26Mar 26Jun 26
Revenue (₹ Cr) Net profit (₹ Cr)

Shareholding

As of 2026-06-30

49.22%
promoter holding
  • Promoter49.22%
  • Public5.7%
  • FII24.45%
  • DII20.62%

1,51,219 shareholders on record

Promoter holding trend

Each disclosed period, oldest to newest

50.24%49.22%Sep 24Jun 26

52-week position

Where the current price sits in its yearly band

130018011875

The band spans 1.44× from low to high.

Risk flags

Derived from disclosed data

  • Reported zero revenue in 6 of the last 8 disclosed periods.

Peer comparison

Finance & Investments · ranked #7 of 600 by market cap · medians across 49 industry peers

P/E
93.51vs 81.01 peer med
P/B
5.06vs 3.08 peer med
ROE %
17.18vs 12.37 peer med
Margin %
16.84vs 13.38 peer med
CompanyMkt capP/EP/BROEMargin
Bajaj Finance Limited₹6,54,846 Cr119.665.7416.68%23.34%
Life Insurance Corporation of India₹5,35,727 Cr11.421.5232.53%10.69%
Bajaj Finserv Ltd.₹3,06,025 Cr120.253.9212.58%6.58%
Shriram Finance Limited₹2,45,150 Cr64.882.9715.21%21.1%
Jio Financial Services Ltd.₹1,64,346 Cr578.811.181.17%0.44%
Tata Capital Limited₹1,54,556 Cr28.423.4610.57%15.37%
Cholamandalam Investment & Finance Company Ltd.(this company)₹1,53,529 Cr93.175.0417.18%16.84%
Billionbrains Garage Ventures Ltd.₹1,22,279 Cr175.5912.621.58%44.85%
Bajaj Holdings & Investment Ltd.₹1,21,399 Cr47.141.6611.33%0.95%
Muthoot Finance Limited₹1,20,706 Cr36.043.0827.06%33.93%

AI analysis

AI-generated · google/gemini-2.5-flash

Cholamandalam Investment & Finance Company Ltd. is listed with a market capitalization of Rs 151974 Cr. The company's revenue stands at Rs 31538.73 Cr with a profit margin of 16.84%. Its EPS is Rs 61.43.

Positives

  • +The company has a high dividend yield of 11%.
  • +Promoter pledge is 0%, indicating no shares held by promoters are pledged.
  • +Return on Equity (ROE) is 17.18%, reflecting efficient use of shareholder funds.

Negatives

  • The debt-to-equity ratio is high at 7.13.
  • The price-to-earnings (PE) ratio is 92.21, which may be considered high.
  • Return on Capital Employed (ROCE) is 8.841%, which is lower than the Return on Equity.

Financial Performance

For the period ending March 2026, Cholamandalam Investment & Finance Company Ltd. reported annual revenue of Rs 31538.73 Cr. The company's net profit reached Rs 5232.61 Cr for the same period. Quarterly results show varying net profits, with Rs 1088.21 Cr in Dec 2024, Rs 1259.54 Cr in Mar 2025, and Rs 1645.2 Cr in Mar 2026.

Profitability & Returns

The company reported a profit margin of 16.84%. Return on Equity (ROE) is 17.18%, and Return on Capital Employed (ROCE) is 8.841%. The Earnings Per Share (EPS) for the latest period is Rs 61.43.

Balance Sheet

Cholamandalam Investment & Finance Company Ltd. has a book value of Rs 357.06. The debt-to-equity ratio is 7.13, indicating a significant reliance on debt financing. The dividend yield is 11%.

Ownership & Pledges

As of March 31, 2026, promoter holding in Cholamandalam Investment & Finance Company Ltd. is 49.2514%. Public shareholding is 5.9631%. The company has no promoter shares pledged, as indicated by a promoter pledge percentage of 0%.

Data as of — price: 2026-07-29 · financials: Jun 26 · shareholding: Jun 26. Figures are restated only when the company files again, so a period shown here is the most recent one on record — not necessarily the current quarter.

How this is produced: every figure above is computed from exchange filings and financial data mirrored by IPO Plus — no figure is generated or estimated. This is a factual summary for information and education only. It is not investment advice, not a recommendation to buy, sell or hold any security, and contains no price targets. Verify against the company's filings and the exchanges before any decision.

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